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Terms of Service

Last updated: May 7, 2026

1. Acceptance of Terms

By accessing or using SaforaX ("Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Platform. SaforaX is an escrow-based payment platform connecting clients and freelancers in India.

2. Eligibility

You must be at least 18 years old and capable of forming a binding contract under Indian law. You must complete KYC verification as required under the Prevention of Money Laundering Act (PMLA), 2002.

3. Escrow Services

SaforaX acts as an escrow agent for milestone-based payments between clients and freelancers:

  • Clients deposit funds into escrow before work begins
  • Funds are locked until milestone approval or dispute resolution
  • Freelancers receive payment upon milestone approval
  • Disputes are resolved through mediator-assisted resolution

4. Platform Fees

SaforaX charges a platform fee of 2% of the project value, split equally (1% client surcharge and 1% freelancer service fee). Razorpay payment processing fees (2% + ₹10 for Indian cards) are passed through to the user. All fees are non-refundable except as specified in our Refund Policy.

5. KYC and Compliance

All users must complete KYC verification before creating projects or receiving payouts. We collect and verify identity documents as required under PMLA and RBI guidelines. Failure to provide accurate information may result in account suspension.

6. Dispute Resolution

Disputes must be raised within 7 days of milestone submission. Our mediator-assisted resolution process includes:

  • 24-hour response SLA for mediators
  • 48-hour escalation to senior mediators
  • 72-hour final resolution target
  • Binding decisions enforceable under Indian contract law

See our Dispute Resolution Policy for details.

7. Prohibited Activities

You agree not to:

  • Use the Platform for illegal goods or services
  • Circumvent escrow by arranging direct payments
  • Provide false information or impersonate others
  • Engage in money laundering or terrorist financing
  • Violate intellectual property rights

8. Limitation of Liability

SaforaX acts as a technology platform, not a bank. We are not liable for:

  • Disputes between clients and freelancers
  • Quality of work delivered
  • Payment failures due to Razorpay or banking issues
  • Indirect or consequential damages

Our total liability is limited to the amount of fees paid by you in the 3 months preceding the claim.

9. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in [Your City], India.

10. Contact Us

For questions about these Terms, contact us at legal@saforax.com